Apply for a car, truck, or SUV loan online

Lux Motors offers flexible financing for luxury cars, SUVs, and lifted trucks in Evansville, IN and nationwide. Whether you’re buying locally or using our nationwide delivery option, we work with multiple lenders to help you get approved quickly and easily. We finance top brands like Mercedes-Benz, BMW, Audi, Lexus, Ford, RAM, Chevrolet, and GMC, including custom lifted and diesel trucks. Apply online today and get started on your next vehicle from Lux Motors.


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Getting pre-approved puts you in the driver’s seat

Online pre-approval saves you time & stress. It’s like having an all-access pass to better deals, more options, and gets you into your new car faster.


More lenders, more loans

Whether you want to support a local Indiana bank or are looking for the best rate from a national servicer, we work with dozens of lenders to get the best rates and terms for you no matter what your credit score or history looks like.

See how much you can afford

Knowing the total price of a vehicle is great, but what really matters is how much your monthly payment will be. Getting pre-approved helps to figure out exactly what you can afford even if you have $0 for a down payment.

Time is money. Save yours.

When you’re pre-approved, you’re ready to buy. Come into our Evansville dealership or select your car online and you can be in-and-out of the dealership with your new car in 15 minutes or less!

All credit scores welcome

We’ve got financing options for buyers with all types of credit histories ... including first-time buyers with no credit history at all. Once you’ve been pre-approved, you’re just like a cash buyer and can’t be turned down for a car loan.

Surprise! No surprises.

Take the stress and uncertainty out of your used vehicle buying experience by getting pre-approved online. You’ll know exactly how much you can afford so you can focus on find that perfect new ride

Let’s make it happen!

Get approved online

It takes just 2 minutes to fill out our online loan application. It’s the fastest way to secure the financing you need.

Choose from great offers

Get quotes tailored to you. Maybe you want a lower rate or a longer term. Our huge lender network bids against each other to secure the best financing deal possible for you.

Pick your new ride

Search our unique inventory of rare and hard-to-find pre-owned domestic and import luxury cars, trucks, and SUVs.

Free nationwide delivery

No need to come into the showroom. We offer photos and videos so you can buy with confidence and we’ll deliver to you anywhere in the contiguous U.S. for free!

Go for a spin

Congrats! You got a great loan and anawesome deal on a pre-owned luxury vehicle. Time to take it out and show it off.

Frequently asked questions

Can I get financed if I don’t live in Evansville, IN?

Yes. Lux Motors works with customers across the United States. Whether you’re located in Indiana or out of state, we offer nationwide vehicle delivery and financing options so you can purchase your vehicle entirely online. Many of our customers buy luxury cars and lifted trucks from states outside Indiana every day.

Do you offer financing for luxury cars and lifted trucks?

Yes. We specialize in financing luxury vehicles and lifted trucks, including brands like Mercedes-Benz, BMW, Audi, Lexus, Ford, RAM, Chevrolet, GMC, and more. Whether you’re buying a luxury SUV or a custom lifted diesel truck, we work with lenders that understand specialty and higher-value vehicles.

What credit score do I need to get approved?

We work with buyers across all credit situations, including good credit, bad credit, and no credit. Our lender network includes banks and finance companies that specialize in helping customers rebuild credit or secure competitive rates based on their profile.

Can I get approved with bad credit or no credit?

Yes. Lux Motors regularly helps first-time buyers and customers with challenged credit histories. We work with multiple national and regional lenders to find financing options that fit your situation, even if you’ve been turned down elsewhere.

How fast can I get approved for financing?

Most customers receive financing decisions quickly after submitting an application. In many cases, approvals can happen the same day, allowing you to move forward with purchasing your vehicle faster whether you’re shopping locally or online.

Do I need a down payment?

A down payment is not always required. Approval depends on credit, vehicle selection, and lender requirements. In many cases, we can structure financing options with low or flexible down payment requirements depending on your situation.

Can I apply for financing online?

Yes. You can complete the entire financing application online before visiting the dealership. This allows you to get pre-approved, understand your budget, and shop inventory with confidence—whether you plan to pick up your vehicle in Evansville or have it delivered nationwide.

Do you work with multiple lenders?

Yes. We partner with a large network of local and national lenders. This allows us to compare multiple financing offers to help you secure competitive rates and flexible terms for your luxury car or lifted truck purchase.

What types of vehicles can I finance?

We finance a wide range of inventory including:

  1. Luxury cars and sedans
  2. Luxury SUVs
  3. Lifted trucks and diesel trucks
  4. Performance and specialty vehicles

Our financing programs are designed to support both everyday vehicles and higher-end specialty inventory.