Lux Motors
Closed. Opens Friday at 9:00 AM

Save 1 hour at the dealership

Apply for a car or truck loan online

Best rates on used luxury cars! Good credit? Bad credit? No credit? We’ll get you pre-approved ASAP.


Contact Information1 / 4

Are you applying for financing for yourself, or jointly with a co-borrower?

Current Address2 / 4
Employment Information3 / 4
Consent & Verification4 / 4
Confirmation5 / 4

Getting pre-approved puts you in the driver’s seat

Online pre-approval saves you time & stress. It’s like having an all-access pass to better deals, more options, and gets you into your new car faster.


More lenders, more loans

Whether you want to support a local Indiana bank or are looking for the best rate from a national servicer, we work with dozens of lenders to get the best rates and terms for you no matter what your credit score or history looks like.

See how much you can afford

Knowing the total price of a vehicle is great, but what really matters is how much your monthly payment will be. Getting pre-approved helps to figure out exactly what you can afford even if you have $0 for a down payment.

Time is money. Save yours.

When you’re pre-approved, you’re ready to buy. Come into our Evansville dealership or select your car online and you can be in-and-out of the dealership with your new car in 15 minutes or less!

All credit scores welcome

We’ve got financing options for buyers with all types of credit histories ... including first-time buyers with no credit history at all. Once you’ve been pre-approved, you’re just like a cash buyer and can’t be turned down for a car loan.

Surprise! No surprises.

Take the stress and uncertainty out of your used vehicle buying experience by getting pre-approved online. You’ll know exactly how much you can afford so you can focus on find that perfect new ride

Let’s make it happen!

Get approved online

It takes just 2 minutes to fill out our online loan application. It’s the fastest way to secure the financing you need.

Choose from great offers

Get quotes tailored to you. Maybe you want a lower rate or a longer term. Our huge lender network bids against each other to secure the best financing deal possible for you.

Pick your new ride

Search our unique inventory of rare and hard-to-find pre-owned domestic and import luxury cars, trucks, and SUVs.

Free nationwide delivery

No need to come into the showroom. We offer photos and videos so you can buy with confidence and we’ll deliver to you anywhere in the contiguous U.S. for free!

Go for a spin

Congrats! You got a great loan and anawesome deal on a pre-owned luxury vehicle. Time to take it out and show it off.

Frequently asked questions

I don’thave good credit. Can I still get pre-approved for a loan?

Yes, of course! Your credit history won’t prevent you from getting financing at Lux Motors. We work with 50+ lenders who all bid against each other to work with you. Whether you have low credit, bad credit, or even no credit history at all, our team has the experience and resources to find a loan that works for you.

I’ve never bought a car. Is that a problem?

Not at all! We love first-time buyers. We know how exciting it is to buy your first car and we our customers do it all the time. Even if you have no credit history at all, we can find a great loan that works for you.

I need a car now. How fast can I get pre-approved?

We fast-track all our pre-approvals. Applying online takes just minutes and you can expect to receive financing offers quickly — often within 24 hours.

Does getting pre-approved guarantee my loan?

Yes! While you aren’t obligated to buy anything once you’re pre-approved, it does mean that the bank or lender has guaranteed to loan you up to the amount you’ve been approved for at a specific rate.

I can’t afford a down payment. Can I still buy a car?

Absolutely! Our large lender network means our finance pros can always find way to get you into a great used car with $0 down. If you have any type of trade-in, we can apply that to your purchase which will help lower your monthly payments.